Hard money lenders in California           

Option A. Manual Contact - You may contact manually each hard money lender in California  (partial list below).

Before you contact any lender you should prepare a short executive summary describing  your hard money loan request.  To help you create  a good loan request  we recommend that you use our FREE  powerful interactive form tool to ensure  that all of the essential data required by the lenders are correctly presented. A hard money loan request for residential or commercial property is somewhat  similar to writing a job résumé.  Presenting your situation in its best lights can mean the difference between strong interest in your application or immediate rejection. (Note:  You never ever lie on a loan application but correct presentation  of the facts avoids confusions and produces positive results). After completing your hard money executive summary  call any of the lenders in the list below or any other hard money lenders you find or you own and after getting their email, send them your executive summary. and call them again only after they review your request. You can save a lot of time buy using our automated  submission see below "Option B".

List of features includes in our Free hard money loan executive summary  authoring tool:

  • Includes all the required vital data fields for a lender  to decide quickly.
  • Our form is uniformed and acceptable by all lenders
  • Avoid any missing essential data that may cause a lender to reject your loan.
  • Our software ensures that no datum is entered incorrectly.
  • Option to add pictures, links and documents already created by the borrower. 
  • It is design specifically for requesting hard money loans and private investors funding. (Different than 1003 application that serves other purposes)
  • Very simple to complete with directions and explanations
  • Fast, takes only 2-3 minutes
  • Editable, you may save the form as a template and edit it at any time in the future.
  • Scalable-as you start getting  loan quotes from competing lenders you may add data as needed without a need to start all over again.
  • Secured-  All data entered is pass code secured by strong encryption software and a server's firewall. (Note: regardless of strong security ,  you are advised not to enter your SS number or other personal information e.g. bank account etc. until you verify the lenders credentials)
  • Option of direct connection to  super powerful control center that monitor and compare  lenders replies and quotes. 
  • Very advance technology is 100% FREE to you.   Create your hard money loan executive summary
Option B. Automatic submission - Instantly deliver your request to all qualified hard money lenders.
 We recommend this option for quick and optimum results.  The most important starting point of any hard money loan request is a preparation of a corrected  loan executive summary.   When this is done  through our system  all it takes is one final push of a button  to automatically submit your request  to hundreds of qualified investors .  Every hard money lender have it own lending criteria example: it will useless to manually email a request of $80,000 second Trust deed to a lenders who only arranges first position loans that are over $2,000,000. Example: It is waste of time to send a request for hard money loan secured by property in Los Angels to an investor who only fund loans in Northern California.  You may visit each lender's website and see what they do or not do but that also can be changed without making the changes on their website, it is very time consuming. Also note that many older  hard money investors do not even have a web and they can view your request only through LendingUniverse.com automatic submission . Last but not least our automatic submission is 100% free and connected to advance powerful control center that monitor and compare  lenders replies and quotes. 

 Start Your automatic hard money loan request


Active  California Hard Money Lenders 

Note: our complete list contain over 1000 hard money lenders and private investors in California 

If you are a lender, broker or private investor in California and wish to receive loan scenarios from borrowers please registered here FREE

Cities In  California

  • Los Angeles 
  • San Diego
  • San Jose
  • San Francisco
  • Long Beach
  • Fresno
  • Sacramento
  • Oakland
  • Santa Ana
  • Anaheim
  • Bakersfield
  • Riverside
  • Stockton
  • Chula Vista
  • Fremont
  • Modesto
  • Irvine
  • Glendale
  • San Bernardino
  • Huntington Beach
  • Oxnard
  • Fontana
  • Moreno Valley
  • Oceanside
  • Santa Clarita
  • Rancho Cucamonga
  • Ontario
  • Garden Grove
  • Pomona
  • Santa Rosa
  • Salinas
  • Hayward
  • Torrance
  • Pasadena
  • Palmdale
  • Corona
  • Lancaster
  • Escondido
  • Orange
  • Elk Grove
  • Sunnyvale
  • Fullerton
  • Thousand Oaks
  • El Monte
  • Simi Valley
  • Concord
  • Visalia
  • Vallejo
  • Inglewood
  • Santa Clara
  • Costa Mesa
  • Downey
  • West Covina
  • Norwalk
  • Roseville
  • San Buenaventura (Ventura)
  • Burbank
  • Victorville
  • Fairfield
  • Berkeley
  • Daly City
  • Carlsbad
  • Richmond
  • South Gate
  • Temecula
  • Antioch
  • Murrieta
  • Rialto
  • Compton
  • Mission Viejo
  • Carson
  • El Cajon
  • Vacaville
  • San Mateo
  • Vista
  • Clovis
  • Westminster
  • Santa Monica
  • Santa Maria
  • Santa Barbara
  • Hawthorne
  • Alhambra
  • Hesperia
  • Citrus Heights
  • Chico
  • Whittier
  • Newport Beach
  • Livermore
  • Lakewood
  • Buena Park
  • San Marcos
  • Chino
  • San Leandro
  • Tracy
  • Indio
  • Baldwin Park
  • Merced
  • Redwood City
  • Chino Hills

Any Property. Any credit history. Any income. Any state. Any city. Our lenders accept requests for loans for many property types.

 Hard money guide


 Hard Money Lender Contact Name Email Work phone
1st LA Mortgage Corporation Adam Cunningham Available upon registration  3106973016
Achill Mortgage Chuck Mulcahy Available upon registration  916 961 4959
AMERICAN LENDERS ANNEX SHEILA JOSEPH Available upon registration  9493666551
Americit Jane Hall Available upon registration  949-275-0809
Athas Capital Phil Smith Available upon registration  949-954-0273
Axiom Mortgage Bankers Alan Brown Available upon registration  800-600-7576x4048
Benchmark Capital Funding Jerry Davidson Available upon registration  310 584-1709 x202
Best Interstate Mortgages, Inc. Mike Stanley Available upon registration  9492801188
Carlos Contreras Commercial Real Estate Carlos Contreras Available upon registration  707-585-7831
CFR Gregg Cochran Available upon registration  714-731-5282
Citi Capital Group Eric Kavandi Available upon registration  949-583-0561
CMI Alex Haberman Available upon registration  (949) 395-6426
Commercial Capital LTD George Rodriguez Available upon registration  619 871-5977
Compass Lending Corporation Larry Ogron Available upon registration  866-802-7199
Crestline Funding Lynn Clancy Available upon registration  9498597521
Crown Commercial Finance, Inc. Craig Emerzian Available upon registration  714-369-8442
CRP Financial Ramez Malki Available upon registration  3102663678
Direct Mortgage Source Ed Crenshaw Available upon registration  619-300-9195
Division One Investment And Loan Inc Ze'ev Kessler Available upon registration  323-456-1902
ELITE MORTGAGE & FINANCIAL SERVICES Tom Jarrell Available upon registration  (559) 436-6880
E-RealtyHomes.com Adrian Van Rijs Available upon registration  818-996-5800
Fair Lending Group Mark Gorjestani Available upon registration  877-430-5626 x102
First Priority Financial Gerald Booth Available upon registration  916-289-4093
Glen Financial Services, Inc. Glenda Hickerson Available upon registration  714-835-6513
GM HOME LOANS,INC MARIANA GERSHKOVICH Available upon registration  323-874-3208
Hanover Mortgage Company G. David Lapin Available upon registration  7148381474
Hard Money Direct Cal Ravana Available upon registration  310-594-3359
HiTech Lending Beth Franklin Available upon registration  555-555-5555
Home First Dean Gau Available upon registration  8882619044
HUGHES MORTGAGE TEAM DENNIS HUGHES Available upon registration  800 480 5090
Infiniti Mortgage Seth Anapol Available upon registration  909 483 5000 x222
Infinity Capital Lending Shai Carter Available upon registration  310-491-0967
Investment Home Loans Don Hendricks Available upon registration  805-583-8000
J.V. International Inc. DBA West Coast Lending Sheldon Woods II Available upon registration  951-506-6945
Lafayette Financial Wayne Powell Available upon registration  888-576-6534
Land Home Financial Services, INC Beau Eckstein Available upon registration  925-771-2441
LEMA Financial Services Robert Cullen Available upon registration  714-998-7725
Loan Tech Inc Audrey Munchow Available upon registration  760 753 6333
Magnificent Funding & Realty Maria Malabanan Available upon registration  818 679-8284
MKL Funding Mike Maiman Available upon registration  818-343-5544 x309
Moneynet Mortgage Tim James Available upon registration  323 564-2867
Nation Home Realty & Home Edward Lim Available upon registration  (415) 297-9936
Northern California Home Mtg. Jerry Gonzales Available upon registration  510-787-7701
Northpoint Commercial Funding Group Adrian Chorley Available upon registration  707-823-5220
Pacific Equity Mortgage Keith Woeste Available upon registration  831-801-8667
PCICORP SCHRAM ROD Available upon registration  9498338747
Polo Capital, Inc. Mark Magna Available upon registration  (866) 400-4434
Premier Home Loans Thomas Aherne Available upon registration  1-888-414-7334 x217
Private Lending Co. Moshon Reuveni Available upon registration  818 430-2606
Rancho Financial Mortgage Center John Peisner Available upon registration  951-699-1133
RPM Kenny Simpson Available upon registration  6193022020
Security Pacific Doyle Glass Available upon registration  800 242 0919 x212
SHORE CAPITAL RANDALL VALENCIA Available upon registration  951-324-8108
Smith-craine Finance Edward Craine Available upon registration  415-406-2330
The Turkson Mortgage Group LLC Tangerine Turkson Available upon registration  6195876365
TriPoint Mortgage Group, Inc. Melvyn D Richardson Available upon registration  949-240-9934
UPPERHOUSE MORTGAGE Adonis Hampton Available upon registration  818-919-3119
Valley Mortgage Services, Inc. Ted Lysek Available upon registration  949 699-0890
Wachovia Mortgage Rayaan M Arif Available upon registration  818 575 2940
Windsor Capital David Heathman Available upon registration  7609424300
Windsor Capital Mortgage Lawrence Smiley Available upon registration  760-721-5159
World Mortgage & Capitol Realty ROGER PITMAN Available upon registration  805-938-5353

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