- What is Hard money?
General term for loans funded by
private individuals as investors, and secured only
by equity in real estate. Hard money loans or
"hard loans" are arranged by hard money brokers
sometimes called "hard
- What is hard money LTV ?
The ratio between the loan
amount and the property conservative market value. Since
hard money are secured only by the equity the hard money
LTV is much lower than banks LTV. The maximum hard
money LTV is between 30%- 80% but mostly between
50%-65%. The factors that affecting the LTV are
location, market condition property type and other
consideration . see more on
- What are hard money
Hard Rates are higher than
conventional loans are depend on the LTV, market
location and very little on credit. See complete table
hard money rates and terms.
- What are hard money
Terms offer by private investors
are normally for a short period, bridge loans 1 - 3
years. Some hard money loans can be for only 6 month and
in some cases 5-30 years See complete guide of
hard money terms.
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