Small Business Loans
Fill out one FREE loan application safely and securely.
Your Social Security Number is not required.
Finish your Small Business Loan Application in 2-3 minutes.
Get your own Loan Control Center with tools to conduct all of your negotiations until your loan is closed.
Get the BEST RATE and the terms.
Over 10,000 banks, brokers and private investors will have instant access directly to your loan application.
If your loan request fits their lending criteria, they can immediately provide you with a "Letter of Interest", and a loan approval.
You may receive up to 4-6 bids. These bids will come directly to your own Loan Control Center with an email notification to you.
You can compare offers and then choose the best one or negotiate further.
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Our lenders provide any type of Small Business Loans:
SMALL BUSINESS LOANS
A Small Business Loan or Grant is the most common type of loan for a small business to apply for.
There are many different types of Business Loans that a business might apply for,
depending on the type of business and its particular needs and assets.
A well--established business, for example, might take out an unsecured working capital
Business Loan, based only on the good credit of the borrower. A smaller business without
a good established credit line will need some collateral to take out a loan.
A business's accounts receivable might be used as collateral in some cases to procure an
accounts receivable Business Loan. Equipment the company may have or intends buy with the
loan can also serve as collateral. A business may also sell their equipment to a lender for
cash, and then lease it back from the lender, to acquire fast cash. There are Business Loans for
real estate, for construction, to acquire businesses and to start them. There are professional
business loans for doctors and lawyers and such.
Some Types of Business Loans and Financing Available:
-Unsecured Credit Lines:
Banks and private lenders will often provide lines of credit to small businesses.
The credit line amount and interest rates vary greatly from lender to lender and from business to business.
Most lenders will also provide you with a business credit card in addition to a line of credit.
Short-term commercial loans may provide a good source of working capital for your business.
The length of these loans is usually no more than three years and the loan will require fixed
payments of principal and interest. Short-term loans will need to be secured by adequate
collateral and will usually have a fixed interest rate because of the short length of the loan.
Long-term loans are almost exclusively used for equipment and other asset purchases.
Lenders will not lend your businesses money for longer than three years unless the loan
is for a specific asset purchase or for the refinancing of an exisitng asset.
These loans are secured by the assets being acquired and will generally have various loan
covenants such as interest rate changes and prepayment penalties associated with them.
Also business owners have several types of funding choices, based on various factors about
your business. Some of the programs available are:
SBA BUSINESS LOANS
Loans to small businesses from private lenders (banks, etc.) which are guaranteed by the SBA.
The SBA has no funds for direct lending or loans to small businesses with long-term, fixed-rate
financing for major fixed assets, such as land and buildings.
SECURED - WORKING CAPITAL LOANS
Seeking to convert company or personal assets into working capital. Giving a security in an
asset(s) in exchange for cash.
UNSECURED - WORKING CAPITAL LOANS
Loans for working capital that are unsecured, only based on the credit worthiness of the applicant.
BUSINESS COMMERCIAL REAL ESTATE LOANS
Business Commercial Real Estate Loan with fixed or variable terms.
ACCOUNTS RECEIVABLE FACTORING
Accounts receivable serve as collateral for short-term working capital loans that you can
obtain fast and cost effectively.
MERCHANT ACCOUNT CASH ADVANCE
Up to a $50,000 advance against regular occurring monthly merchant credit receipts.
Loans for start-up businesses
FRANCHISE START-UP LOANS
Specialized financing reserved for the franchisees of recognized, typically nationally known,
Loan to acquire an existing business
LINES OF CREDIT
A pre-arranged amount of credit based upon existing inventory, or
business credit based upon credit worthiness with no collateral.
For Doctors, Dentists, Lawyers, CPAs, etc.
Loans to purchase equipment, with the equipment to be used as the collateral on the loan.
EQUIPMENT SALE-LEASE BACK
If you have existing equipment, sell it and then lease back the equipment.
Essentially you get cash for your equipment and then you lease it back from the lender.
An easier way to find financing for your equipment needs and obtain tax benefits at the same time.
Loans for business commercial construction.
BUSINESS ONLY LOANS
Loans can be obtained in the business name without the use of personal credit as long as the
business can justify the loan amount and ability to pay it back.
Start Your Small Business Loan Application here
Any credit, any income...
Our lenders accept requests for many loans of other