Fast Commercial Hard Money Loans

 simple and quick   
Real estate with equity, funded by private investors

Hard Money Loans, Fast Private Lenders, Special Circumstance Financing Structures are available for almost any type of commercial real estate or residential development that cannot be funded by the more traditional lender. 

Since all loans are secured only by the equity in the real estate bad credit and inability to verify income are secondary considerations.

Loans sizes range from $20,000 to $900,000 or more on properties nationwide in USA and elsewhere on this planet . Terms can be as short as 6 months to as long as 30 years. Interest rates are dependent on the risk analysis of each project, but are typically in the 8% - 15% range with low fees starting at 2%.

LendingUniverse combined the power of hundreds of private investors' resources to structure your financing requirements -- especially a hard money loan.   Start here to secure your loan!

Looking for a mobile home loan or farm loan and want to know if Lending Universe can help you find it? The list below spells out the numerous loans available through our lending network, including mobile home loans, rural properties, small business loans, personal loans and other specialized types of financing. Whatever type of loan you need, you’ll find it at LendingUniverse.com.

  • Hard Money Loans are collateral-based real estate loans made by private investors instead of banks. They can be funded by a private individuals known as PRIVATE HARD MONEY LENDERS or PRIVATE HARD MONEY INVESTORS, trusts, partnerships, real estate investment groups and retirement funds... Hard Money Loan is actually a very simple concept.
  • HM Loans are funded for business and personal use. The real estate asset may be business or personal property, and the proceeds of Hard Money Loans are not restricted to business use.
  • Creative lending solutions are needed for borrower's who have low credit scores, low income, no cash flow or are in need of a quick closing! Hard Money Loan can finance single family, commercial property
  • Our Loans are private, which does not require the same guidelines as other loan types.
    For this reason, the Hard Money Loan is often asked by people who:
    • Have a history of bad credit.
    • Have no credit.
    • Have previously had a home foreclosure.
    • Have unverifiable income.
    • Must refinance immediately.
    • Trying to finish a construction loan.
    • Currently behind on your mortgage payments.
    • Currently facing foreclosure or have a notice of default filed against you.
    • Need a mortgage loan immediately and are willing to pay more to have it close quickly.


 At the present time our lenders accept requests for the following types of loans:
  • Second, third and fourth trust deeds

  • Loans to Heirs in Probate Estates

  • Loans to Conservators, Guardians and Trustees

  • Loans on a Partial Interest in Real Property

  • Chapter 13 "Bankruptcy Buster" loans

  • Loans on Modular Homes

  • 24 Hour Emergency Loans

  • Loans on Mixed-use Property

  • Commercial loans

  • Business loans

  • Personal loans

  • Home loans mortgages

  • Reverse mortgages

  • Blanket loans (one loan covering multiple properties)

  • Super Jumbo (Over $1 million)

  • Condo: High rise

  • Condo: Timeshare

  • Co-op's

  • Log homes 

  • No income verification NIB/NIQ

  • Rural properties

  • Non owner  more than 4 financed allowed

  • Loan after and in bankruptcy

  • No credit/Bad credit/Foreclosure

  • Collections/Judgments

  • Houseboats

  • Church construction

  • Commercial strip mall

  • RV parks

  • Parking lot sites

  • Bridge loans

  • Student loans

  • Equity Line of Credit

  • Hard money loans

  • Land loans

  • SBA business loans

  • FHA and VA government loans

  • Purchase with no down payment loans

  • Mobile home loans

  • Car loans

  • Credit Card loans

  • Short term bridge loans

  • Construction loans

  • Buying existing notes

  • Private investor loans

  • Dome  homes

  • Residence with less than 800 square feet

  • Loans to Alien/Foreign Nationals

  • Corporation trusts & partnerships

  • Seasoning none required

  • Spec construction

  • Joint Venture with the lender

  • Commercial motels/hotels

  • Gift % down payment allowed

  • First time builders/limited experience

  • Ranch and farm

  • Gas stations

  • Senior housing/Congregate care facilities

  • Rural commercial

  • Nursing homes

  • Veterans Administration Loan

  • Condominium

  • Apartment building 40+

  • Hospital

  • Mobil park

Borrowers - Start here to secure your loan!